Financial, emotional and practical support for an employee’s loved ones
Group life insurance
Pays a lump sum, or a dependants’ pension to the family of an employee who dies whilst covered by the policy. Additional emotional and practical help provided free through our range of wellbeing services.
Be well
Employees get access to a comprehensive health and wellbeing toolkit to help them with a range of topics and issues whilst supporting you to manage absence rates.
Get better
Bereavement counselling available for family members together with access to legal, medical and financial information from qualified experts.
Be supported
A simple and fast claims payment service means payments are usually made within five working days of a claim being agreed.
Life assurance explained
Key documents
Reasons to buy life insurance
Supports your duty of care
From day one, your employees have access to wellbeing services designed to keep them engaged and productive.
Reassurance for your employees
With the knowledge that their loved ones will receive financial support in the event of their death, you can help employees manage their financial worries.
Helps attract and retain great employees
Stand out from the crowd by showing that you take your employees’ wellbeing seriously.
Features and benefits
For employers
- Remove the hassle of setting up and administering your own scheme with our Mastertrust for standard policies designed to pay a lump sum benefit on death.
- Premiums normally qualify for tax relief.
- Most employees can be covered without medical underwriting.
- A wealth of resources in our Be Well Hub.
- Support with communicating benefits to employees
- Management information about the Employee Assistance Programme.
- Wellbeing Advisory Board for expert advice about health and wellbeing issues.
For employees
- Lump sum paid, usually tax-free, to their loved ones if they die whilst covered by the policy. A taxable dependants’ pension is also an option.
- Up to eight bereavement counselling sessions for the immediate family when there’s a claim.
- Access to our Employee Assistance Programme with day-to-day health and wellbeing support with Spectrum.Life.
- Help supporting elderly loved ones with Care Concierge.
- Access to discounts and offers on a range of Legal & General products and services.
Wellbeing support
Keep employees well with active wellbeing management through our comprehensive Employee Assistance Programme. Available to all employees even if the policy doesn’t specifically cover them, this comprehensive support is accessible 24 hours a day, 365 days a year.
Product details
For policies of three employees or more
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Make a claim
Once we’ve received all the relevant information and the claim is accepted, our experienced claims team aim to make a lump sum payment within five working days or start dependants’ pension payments at the next agreed payment date.
Need help?
Employer toolkit
Extensive resources in our Be well hub, plus your toolkit for communicating to employees and support for small and medium sized businesses (SMEs).
Document library
Literature and forms for our group protection products in one place.
Our products
Group Life, Group Critical Illness and Group Income Protection for businesses large and small.
Contact us
Employer queries
0345 072 0751
Lines are open from 9am to 5pm Monday to Friday.
We may record and monitor calls.