
Make a Group life insurance claim
What to expect

Tell us who has died
Complete and send us the relevant claim forms.

Claim reviewed
We’ll let you know if we need any more details. An original death certificate isn’t usually needed.

Payment
Once accepted, lump sum payments are usually made within 5 working days.
Group life claim
For Mastertrust schemes, complete the Mastertrust claim form (1.4mb pdf) and return it with a copy of the employee’s expression of wishes if available.
For Non-Mastertrust schemes, complete Non-Mastertrust claim form (289kb pdf).
For Dependants’ pension claims, complete the Standard life assurance and dependants’ pension benefit claim form.
If you’re unsure which form you need to complete, please contact us. This will help prevent delays with your claim.
Claim reviewed
Wherever possible we’ll use the Government Death Register online service to support the claim, so we may not need the original death certificate. We’ll let you know if it’s needed.
Payment
Once we’ve received all the relevant information and the claim is accepted, our experienced claims team aim to make a lump sum payment within 5 working days or start dependants’ payments at the next agreed payment date.
Need help?
Group protection claims team
0345 026 0094
and choose option 3
Claims appeals
If an employer disagrees with a decision we make about a claim, they can appeal.
