
Chief Medical Officer (CMON) Report – First Edition
Good work is beneficial for health
Introduction to the report

Elevating wellbeing in a post-pandemic world
In the first report, we want you to help employers to consider the role of protection insurance in terms of:
- How to extend salary replacement (in times of illness or injury) to more people
- Helping employers ensure the good physical, mental, financial and social wellbeing of their entire workforce
- Considering work as part of the recovery journey, helping to shift thinking from the ‘all or nothing’ approach that traditionally prevails in absence management
1. Introduction – Elevating wellbeing in a post pandemic world
2. Foreword – James Shattock, Managing Director, UK Protection
3. Good work is beneficial for health: our income protection mantra


4. Sustainable return-to-work: In action
5. Individual income protection (IIP) and group income protection (GIP): similarities and differences
6. Occupational health and vocational rehabilitation: similarities and differences
7. In conversation with Sir Michael Marmot
Download the report
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Future reports coming in 2026
Later this year, we will release editions five and six. Edition five will focus on working with cancer, exploring how employers can better support individuals who are balancing treatment, recovery, and return‑to‑work journeys, while fostering inclusive and compassionate workplace cultures. Edition six will then turn to metabolic wellbeing, examining the growing impact of conditions such as diabetes, obesity, and cardiovascular risk, and highlighting practical strategies organisations can use to promote prevention, early intervention, and long‑term health through workplace wellbeing initiatives.

About our CMO: Dr Tarun Gupta
Tarun serves as Chief Medical Officer for Legal & General’s UK Protection business. He is an experienced NHS GP, Clinical Commissioner and Occupational Health Physician to the private sector. Tarun serves as a resource for the claims and clinical teams and provides medical opinion on complex cases, applying his expertise to comprehensively assess functional ability, interpret disparate medical evidence and help provide clarity with claims that require a greater medical understanding. His clinical interest is mental health and he is a regular speaker on workplace wellness and emerging topics such as digital trends in mental health.
Protecting your data
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